I just turned the big 21! Party! No, not even close actually I'm not the party type.
But I decided this was when I was going to change and actually SAVE MONEY! Those words together is something I haven't been able to put together. I love food, clothes, and make up. I mean what girl doesn't. I applied for a credit card and well I'm starting to think its was a BAD idea.
Though I'm not going to give up, I'm going to get my self together pay off my bill and learn to control myself. Because my goal is to
1. Save 75% of my checks
2. Only buy stuff when I need it
-small bills (I still live at home)
-food for work on friday nights
-every day essentials I have to have
3. I don't plan on buy anything because I think I have to have it.---Will see how well this works! For this is my biggest problem!
4. I want to be smart about the things I do buy
-go to thrift stores
-use things I already have
5. And most importantly saving $10,000 in the next year! That doesn't seem like a lot but I'm a full time college student and work 25 hours a week at a restaurant (and I'm not a server). My boyfriend however works a way better job and he's checks will be paying/ going towards the saving account for our future house. My contribution will be more towards furniture and appliances.
So fingers crossed I can do it. And leave comments for any advice.